Our Services
Navnirman Advisors provides comprehensive advisory across the debt capital spectrum, supporting businesses through a wide range of financing requirements. Our services are designed to address both routine capital needs and complex situations where thoughtful structuring and lender alignment are critical.
We work closely with promoters, CFOs, and finance teams to design debt solutions that are practical, responsible, and aligned with long-term business objectives. Our advisory emphasises clarity of structure, execution certainty, and financial sustainability across cycles.
Our approach is grounded in a detailed understanding of business cash flows, operating cycles, and capital constraints. We invest time upfront to assess feasibility, identify risks, and evaluate structuring alternatives before engaging with lenders. This disciplined preparation enables more effective discussions and improves execution outcomes.
We operate as an independent advisor, focused solely on our clients’ interests. By maintaining objectivity and discretion, we help navigate lender dynamics, negotiate terms, and manage multi-party processes. Our emphasis remains on building capital structures that support growth while preserving financial flexibility over the long term.
Debt Capital Advisory
Advisory on structuring and raising debt aligned with business strategy, cash-flow realities, and risk profile. End-to-end support from capital design through lender engagement and execution.
Structured Credit
Custom financing solutions for non-standard requirements across banks and alternative credit providers. Focused on balancing flexibility, risk, and long-term sustainability.
Working Capital Solutions
Re-engineering existing debt to improve cost, tenor, covenant flexibility, or lender mix. Designed to strengthen balance sheets and enhance financial resilience.
Refinancing
Optimisation of fund-based and non-fund-based facilities to support operating cycles and growth. Aligned with sector dynamics and cash-flow patterns.
Special Situations
Advisory during periods of financial stress, transition, or restructuring.
Focused on liquidity stabilisation and credible path-forward solutions.
Consortium Arrangement
Support in multi-lender environments through structured communication and coordination. Aimed at reducing friction and ensuring alignment across stakeholders.